Retirement

David Shucavage, president of Carolina Retirement Planners, strives to make complicated financial concepts simple for his clients — a trait he defines as a core competency, and one that

The number of couples older than 50 who were living together outside of marriage more than doubled between 2000 and 2010, and has continued to climb. It isn’t that older adults are afraid of

Older millennials—the generation born between 1983 and 2000—might struggle to find an advisor who genuinely understands their needs.

 Retirement presents different challenges and opportunities for everyone.

Divorce often leaves people in confusion struggling with a combination of loss, anxiety, and coming to grips with what’s next.

 Give a man a fish and he eats for a day. Teach a man to fish and he eats for a lifetime.

Helping working people save and invest for the future

A financially free and stable future doesn’t require the psychic ability to divine the market’s next dip or growth spurt. Financial freedom instead requires planning, aggressive debt reduction and diligent saving over time.

Clients rarely ask questions about money says one advisor who listens

Investors often pepper advisors with dozens, even hundreds, of questions throughout their relationship. But how many of those questions relate directly to money?
Practically none, according to one advisor.

The endless stream of articles unappealing to millennials – could it be all wrong? Articles about appealing to up-and-coming millennial investors often seem peppered with buzzwords like corporate social responsibility, fossil fuel divestment, and sustainability. According to the media narrative, millennials are a new breed of investor...

Millennials are a stressed out generation. A study by the American Psychological Association reported that the group of Americans in their early 20s to late 30s came in at a 5.4 stress level on a scale of 1-10, higher than the American average of 4.9.

Many investors think only about returns. These investors collect stocks, ETFs, and other products that often are high-risk, and build portfolios focused entirely on financial “offense.”

Many wealth management firms often restrict their clientele to the elites, providing financial planning for people with significant net worth – those in the “Top 5%”.