Someone once said, "You can't buy happiness. But you can buy pizza, and that's kind of the same thing."
Fun fact: Rachel Cruze loves pizza. That’s something important to know about her, she notes on her website. Maybe it’s all that pizza, but the personal finance expert, best-selling author, motivational speaker, and mom of three, certainly seems happy. And she is busier than ever guiding others on a road to contentment, especially when it comes to their financial situations.

The average person might wonder why highly paid pro athletes would ever need business guidance. But their incomes vary widely depending on the sport. The average National Football League player’s salary is about $2 million per year. The Major League Baseball player’s average is about $4 million per year and the average annual salary in the National Basketball Association is about $7 million, according to CNBC.

Does it really matter?

There’s no question that American presidents can move markets with their remarks — and especially when the leader of the free world has a penchant for tweeting. In the early morning hours of October 2, President Donald Trump tweeted that he had tested positive for COVID-19, and the Dow Industrial Market Futures tumbled nearly 400 points.

There is also little doubt that America is at an unpredictable, divisive time in its political history —

Some financial advisors consider the big unknowns

While the pandemic-induced investor panic of March 2020 has largely subsided given a rebound in stock markets, some financial advisors maintain that clients’ anxieties are now focused on something else: political uncertainty. Others, however, point to sustained COVID-related economic fallout as the primary worry.

Artificial intelligence has been around for several decades, but its element of deep learning – using algorithms to model high-brow abstractions from a constant stream of connected data inputs – is already having an impact in the insurance and financial legacy industry.

There are plenty of sources nowadays for collecting massive amounts of personal data including smartphones, fitness trackers, smart watches, tech clothing, eyewear, medical devices and even footwear. For example, a wearable device that is connected to an actuarial database could calculate a consumer’s personal risk score based on daily activities as well as the

Do retail investors move markets? Did an influx of funds from retail investors drive the recent stock market rebound?

While the debate continues over how big a role private investment played in the recovery, San Francisco-based lender Stilt, Inc., has added its own analysis indicating a direct correlation between investments through the Robinhood app and the spring 2020 rebound of the S&P 500.

Broker dealers pivot quickly to protection-based solutions

Total annuity sales were $48.6 billion in the second quarter, down 24% from second quarter 2019, according to final results from the Secure Retirement Institute® (SRI®) U.S. Individual Annuity Sales Survey.

“The global pandemic presented unique challenges to annuity distribution in the second quarter. Aside from the economic impact, social distancing